PDA

View Full Version : Insurance



kingsley
18-09-2017, 03:12 PM
Was not aware of this :
I renewed my insurance on my NSX in June 2017 with ClassicLine. Received all my documentation all good....until today when I received a letter from MID Motor Insurance Database to say my vehicle is not insured as it not on there data base.
I spoke to ClassicLine and they confirmed that I have paid and my Certificate of Motor insurance is all in order, however it has not been put on the database . It appears they do not check and only know if there is a problem when a customer reports back

Just spoken to a friend and he had the same problem , was pulled over by the police for having no insurance and they found a tyre with low tread , he was fined . Yes he was insured and had to take his documents to the police station.

It appears it can take 72 hours for it to get on the database. My car is in the garage until I check on the website.

Kingsley

Problem Child
18-09-2017, 08:24 PM
Was not aware of this :
I renewed my insurance on my NSX in June 2017 with ClassicLine. Received all my documentation all good....until today when I received a letter from MID Motor Insurance Database to say my vehicle is not insured as it not on there data base.
I spoke to ClassicLine and they confirmed that I have paid and my Certificate of Motor insurance is all in order, however it has not been put on the database . It appears they do not check and only know if there is a problem when a customer reports back

Just spoken to a friend and he had the same problem , was pulled over by the police for having no insurance and they found a tyre with low tread , he was fined . Yes he was insured and had to take his documents to the police station.

It appears it can take 72 hours for it to get on the database. My car is in the garage until I check on the website.

Kingsley

Just checked....all of mine are OK. Thanks for the prompt

L696ULO
18-09-2017, 08:32 PM
A few years back when I was with Hagerty I had a similar problem. I wanted a chip repaired on the NSX windscreen, Autoglass turned up and said I wasn't on the database so I had to pay for the repair, Hagerty refunded me but it led to two years of phone calls of accident chasers as my details must have been 'sold' on as a claim!

gcon45
20-09-2017, 03:20 PM
Just checked our database on MID update.

May NSX is still on cover.

Is this a problem with JDM imports?

nobby
21-09-2017, 09:01 AM
couple of years ago, coming from MOT centre I was tailed by police and pulled in. Could not for the life of me wonder why I was pulled. The cop was really dead on and knew something was up when I said I had just come from mot and certificate sitting in passenger seat. He said I was coming up with no insurance, but I had just renewed the previous day. I offered to bring all details in to local station but he was happy with explanation.

On review, I remember doing some sys analysis on a police system and external feeds from t likes of insurance can take up to 48hrs for refresh etc. So just keep this in mind

@gcon45 not a specific issue with jdm imports ... never had any issues and now have 2 jdm imports under my care

kingsley
21-09-2017, 09:23 AM
Well just checked again and it is still showing as being uninsured, ClassicLine informed me it may take 24 Hours to filter through on to the data base WHY ...... I reported this 4 days ago. Maybe carrier pigeons are still being used to transfer data......

Not impressed My car is not a jdm import

Hagasan
21-09-2017, 10:37 AM
Well just checked again and it is still showing as being uninsured, ClassicLine informed me it may take 24 Hours to filter through on to the data base WHY ...... I reported this 4 days ago. Maybe carrier pigeons are still being used to transfer data......

Not impressed My car is not a *** import

I doubt this will happen with CL (I hope not as I'm with them too) but I have heard of unscrupulous companies taking the cash but not insuring you at all!!

Pride
21-09-2017, 12:00 PM
I doubt this will happen with CL (I hope not as I'm with them too) but I have heard of unscrupulous companies taking the cash but not insuring you at all!!

Only Scottish ones though.:)

kingsley
21-09-2017, 02:12 PM
Finally shorted .........4 phone calls and 3 e-mails today chasing It took 4 days.... it is "now showing as insured " on the Motor Insurance Database. I had a valid Certificate of Insurance the problem is if you get picked up by the cameras or police cars it flags a warning..... car not insured. So guess what they stop you. I also tried to tax the car and on that web site it shows not insured.

Classic Line told me it was the Under Writers fault so I phoned them direct , they confirmed it is the brokers that input the data .......I had never heard of this MID before . will certainly check my cars each time I insure them Kingsley ;)